by Caitlin Combest on Sep 29, 2020
by Caitlin Combest on Oct 17, 2017
Smart-phones are less of an option these days and more of an extension of everyday life. Your phone is there for you when you need to know the weather, connect with your friends and colleagues, and when you just have to post that perfect Instagram of yesterday’s brunch.
by Caitlin Combest on Oct 11, 2017
by Caitlin Combest on Oct 5, 2017
Saving is hard. Saving takes effort and planning. Yes, these statements are true, but they are just as much true as they are false. We can make saving as easy or hard as we want. So the question here is, how do we make it as easy as possible and more specifically, how do we stress the importance of savvy saving to millennials?
Step #1: Put yourself in their shoes
by Caitlin Combest on Aug 8, 2017
Rebalancing involves periodically buying or selling assets in a portfolio to maintain an original desired level of asset allocation. These actions are often taken to ensure the amount of risk involved is at the investor's desired level. One of the most common areas investors look to rebalance are the allocations within their retirement accounts. Market fluctuations are inevitable and with that, rebalancing your portfolio as you are inching closer towards retirement can really be beneficial.
by Caitlin Combest on Jul 31, 2017
Asset allocation is an investment strategy that aims to balance risk and reward by dividing a portfolio's assets according to an individual's goals, risk tolerance and investment horizon. The asset allocation that works best for you at any given point in your life will depend largely on your time horizon and your ability to tolerate risk. The investment portfolio is divided into cash, stocks, and bonds and each has a different level of risk and return attached.
by Caitlin Combest on Jul 24, 2017
Summer is coming to a close and with that school is just around the corner. This means you have a list of things to do before that first day back. You have back to school shopping, schedules to change, and no time to waste. So before your head starts spinning thinking of everything you need to get done take a look at this list I have created to help you avoid the “back to school stress”.
by Caitlin Combest on Jul 19, 2017
As responsible adults we all know the good that can come out of saving our money. We can get ourselves out of debt, live a less stressful life, and even plan a spectacular getaway. That sounds good doesn’t it? Well, somewhere along the road this message gets lost in space because life happens and the plans we have made to save are put on the backburner. Saving isn’t easy but there are many tips and tricks to get you on the right track.
by Caitlin Combest on Jul 13, 2017
There’s a good reason there’s an estimated 74 to 96 million owned cats and 70 to 80 million dogs in the U.S. With wagging tails, slobbery kisses, and little whiskers that make for adorable Instagrams, pets give us that warm, cuddly feeling inside. They are part of our families and some of our best friends. But, they can also be a substantial part of a personal budget, especially since it (hopefully) is a long-term commitment that can last for a couple decades. It was estimated that over $62 billion was spent collectively on U.S. pets in 2016.
by Caitlin Combest on Jul 5, 2017
In the realm of financial planning, time is our most valuable asset. It’s available to all of us, providing each individual with the same opportunity to optimize its value in building wealth. It’s the only resource we all have over which we have some degree of control. However, it is a wasting resource if it is not optimally utilized. Each day that passes, without some contribution of money, either in savings or interest, the cost of our financial goals increases. As time marches on, the obstacles to achieving goals of any time horizon become increasingly insurmountable.