I began my career in the Financial Services industry in 1992 with Edward Jones Investments. I successfully established and grew the very first Edward Jones Investments office in Corona, California.
In 1999 I affiliated with Raymond James Financial Services to build a practice that could offer full Financial Planning and Investment Advisory services from an independent, objective perspective.
Prior to beginning my career in financial services, I gained valuable business experience in the oil and gas industry in my home state of Oklahoma. I served as an infantry Officer in the U.S Army and Army Reserve, and then moved to California in 1989, where I served in the California Army National Guard until 1997.
I earned a Bachelor’s Degree in Geology at Oklahoma State University in 1982, then an MBA at the University of Oklahoma in 1987. I believe that continuing my education is critical to my ability to provide a valuable service. I completed the Personal Financial Planning program at the University of California Riverside and earned the Certified Financial Planner (CFP) credential in 2000. To maintain competencies I complete continuing education on an ongoing basis.
All of my experience and education has taught me two things.
1. It is better to be well disciplined than too clever. Trying to "out smart" or "out guess" the stock market can lead to excessive risk taking and poor results. I stick to time tested risk management techniques.
2. The most important job I have as an adviser is to make sure that you REALLY UNDERSTAND the risks and consequences of your investment and financial planning decisions. My role is to remove the mystery of investing and make it simple for you.